Steps to Select the Best Credit Cards for Your Spending Habits

Steps to Select the Best Credit Cards for Your Spending Habits

Blog Article

Tips for Choosing the Best Credit Cards for Your Needs

Navigating the credit card benefits arena can be overwhelming with so many selections available, each offering different miles, cashback, and bonuses. We've optimized the process to make it easier to start in less than 5 minutes, with ongoing monitoring so that you are always aware if there are better cards available for you.



**Analysing Your Spending Habits**

The first step is to determine your monthly expenses across different categories such as:
Great Eastern vs. Singtel vs. Direct Asia: Which Travel Insurance Offers the Best Value for Singapore Travellers?

- E-commerce
- Wireless transactions
- Food and beverage expenses
- Foreign Currency Spend
- Other expenditures

This information helps us identify your spending patterns and recommend the optimal collection of credit cards based on your spend.

===

**Personalized Credit Card Recommendations**

Next, our AI-driven platform compares your spending patterns with our database of credit cards to estimate the potential rewards you could earn from various credit cards, considering factors like earning ratios, caps, and exclusions.

We keep a current repository of credit card offers from all leading banks and providers in Singapore, including air miles and rebate options as well as Sign-up Bonuses.

We also offer options for further optimization such as only filtering cards by banks or fee-waived cards initially.

===
How the Singapore Fintech Festival is Shaping the Future of Finance for Young Singaporeans

**Ongoing Updates and Suggestions**

Since credit card terms can change over time, our platform continuously updates its recommendations based on your spending and informs you of changes needed in your card portfolio to maximize your miles earned. This proactive method ensures you always have the optimal selection to gain the most advantages.

===